Fee-only investment advisory and financial planning services for individual investors
[Read Disclosure – ADV Part 2]
Advisor
Victoria M. Lechner
Certified Financial Planner ™ and
Registered Investment Advisor
380 Elm Street, Suite 3
North Attleborough, MA 02760-3314
Background
In business since 1990
Education
Masters in Personal Financial Planning
College of Financial Planning, CO
BA, cum laude, St. Joseph’s College, ME
Licenses
CFP Board of Standards: CFP®
Commonwealth of Massachusetts: Registered Investment Advisor
Professional
Affiliations
FPA – Financial Planning Association
Mission
To help our clients achieve comfort in financial security.
Services Provided
Wealth Management includes portfolio design and supervision with daily updates from custodian. As a fee-only financial planner, this firm recommends only high quality, true no-load, low annual expense and daily priced investment products.
Reports of portfolio value
Regular meetings to keep all parties updated
Comprehensive financial planning
Retirement planning
Estate planning
Tax planning strategies
Risk management evaluation
Fees
Wealth Management
The annual fee for clients receiving portfolio supervision with monthly reports and regular meetings is based on anticipated time spent and value added over the year for the client’s financial needs.
The mutually agreed fee is payable in monthly installments from client accounts. Average monthly fee is $250 ranging to $450.
Consulting
Financial planning through consultations, without wealth management, is offered at $200/hr.
Wealth Management
Wealth management services include the following. Refer to our services page for details.
Review completed at least quarterly on each investment portfolio. Additional reviews done after a minimum 10% market change.. All accounts are reviewed by Victoria M. Lechner, CFP®.
Reports mailed to clients monthly and include current portfolio value and market analysis. Clients receive additional reports as required.
Meetings scheduled on an as needs basis, at least annually. Meetings provide time for and seek to review clients’ life situation changes as well as market and portfolio performances and respond to clients’ questions.
Other Business Information
This firm uses a fundamental method of security analysis.
Information sources include financial journals, research material prepared by others, and reports and prospectuses filed with the Securities and Exchange Commission.
The Investment Strategy is implemented by using long term purchases.
Brokerage service is arranged with TD Ameritrade Institutional Services, offering no-load mutual funds, stocks, bonds and options at minimal cost to investors. This brokerage pays no returns to advisors who use it.
Any advisor of clients of this Firm must have CFP® designation, and be registered as an Investment Advisor Representative.
This Firm and its Advisor engage in no other business activity, receive no additional compensation, participate in no other financial industry activities or affiliations and participate in no client transactions. This Advisor has no history of disciplinary action. You may call the Massachusetts Securities Division, 617 727-3548, for the disciplinary record on any Advisor.
